Getting a 3-year-old to behave respectfully is not easy. The fact is that a 3-year-old's language skills are still developing, so there will be times when you talk to him and he can't respond to you.

Most parents have no trouble reminding their own children of basic social etiquette. But when other people's children are rude, things get a little more difficult. How should you respond to rudeness? What if the other child's parents are there but don't teach them? What should you do when you see a child being rude to someone else?

“Kids are constantly bombarded with messages about spending money, and we need to counteract that,” says financial advisor Sam Renick. “The earlier kids start developing good money habits, the better. Here are seven tips to turn the hard-earned money lesson into a fun one:"