Users and details of benefits of Vinmec Premium insurance card

This is an automatically translated article.

1. Objects of use

Vinmec Premium health insurance card applies to customers from 15 days old to 65 years old, for customers under 18 years old, when receiving the card, the guardian's consent is required.
Customers when coming to activate the card at Vinmec need to bring a copy of their birth certificate and other necessary identification documents (if necessary).

2. Benefits when using Vinmec Premium card

2.1. Benefits of using Vinmec Premium insurance card at Vinmec Central Park hospital and Vinmec Time City hospital.

Card fee: 9,900,000 VND. Insurance payout ratio: Bao Viet pays 70%, the Insured pays 30%. This provision does not apply in case the insured person is examined and treated at public medical facilities/hospitals (except for voluntary treatment departments/treatment at the request of the public hospital). Co-insurance is not applicable for people aged 4-65 years old Co-payment is applicable for children from 15 days old to under 4 years old at the rate of 70/30. Membership benefits: General clinical examination, specialized examination, in-depth examination, on-site examination (with appointment) emergency examination: Free 7 times, worth more than 4 million General health check or 01 use services at the hospital of equivalent value (with appointment): Free 01 advanced general health checkup program or 01 outpatient hospital visit with the value equivalent to 4.5 million VND. Non-appointment visits and follow-up visits other than the above-mentioned free visits: 20% off. Dental and paraclinical services (photography, screening, testing): 20% off Other package programs: 10% off Outpatient benefits due to illness, disease, accident (paid by Baoviet) Insurance limit/person/year: VND 8,000,000. Expenses for medical examination, medical expenses prescribed by doctors, expenses for X-rays and tests prescribed by doctors and necessary for diagnosis and treatment of diseases: 1,800,000 VND/time, examination maximum 10 times/year. Maximum limit/person/year: insurance supports payment up to 210,000,000 VND. Inpatient benefits due to illness, disease or accident (paid by Baoviet) Inpatient treatment expenses include: Room and bed expenses Special care room General hospital expenses Medicine costs , common consumables (Do not pay the cost of treatment during the day) Insurance supports payment up to 100% of actual costs but not exceeding 10,500,000 VND/day (maximum 60 days/year) Surgery costs include: Cost of surgery, minor surgery Organ transplant (excluding the cost of buying organs) Cost of consultation, anesthesia; Expenses for pre-operative examination; Rehabilitation after surgery. Medical expenses + common consumables Emergency services by ambulance in the territory of Vietnam Insurance supports payment up to 100% of actual costs but not exceeding 210,000,000 VND/year; For minor surgery, payment according to actual expenses is up to 10,500,000 VND/year. Support for inpatient discounts from Vinmec: (discounts for inpatient services, surgery/procedure in the meantime or insurance refused to pay) After 15 days of card purchase, 20% off services, hospital fees and subclinical during hospital stay. Additional benefits: Can use and apply benefits at all legal Hospitals and Clinics nationwide Waiting time: 30 days for common illnesses and diseases (from the date of full payment of fees) ) 12 months with special diseases, pre-existing diseases, diseases listed in detail in the 06-month rule for children up to 6 years old: bronchitis, bronchiolitis, pneumonia of all kinds Accident: effective immediately after paying the fee Renewal cases: effective immediately after paying the fee Exclusions: People with mental diseases, neurological diseases, leprosy, cancer. Applicable rules: Bao Viet An Gia Insurance Rules (Promulgated according to the Implementation Decision No. 4542 dated October 13, 2016 of the General Director - Baoviet Insurance Corporation).

2.2. Card benefits at Vinmec Premium Ha Long, Hai Phong, Da Nang, Nha Trang, Phu Quoc.

Card fee: VND 9,900,000 Insurance payout ratio: No coinsurance for people aged 4-65 years old Co-payments for children from 15 days old to under 4 years old with the rate : 70/30 (Bao Viet pays 70%, the Insured pays 30%). This provision does not apply in case the Insured Person is examined and treated at public medical facilities/hospitals (except for voluntary treatment departments/treatment at the request of the public hospital). Members: General clinical examination, specialty, intensive examination, on-site examination (with appointment), emergency examination: Free 9 times, worth more than 3 million General health check or 01 service use Hospital services of equivalent value (with appointment): Free 1 comprehensive health checkup program or 01 outpatient hospital visit worth 3.3 million Non-appointment visits and following in addition to the above-mentioned free times: 20% off Dental and Paraclinical Services (Photography, screening, testing): 20% off Other Packages: 10% off Outpatient benefits due to illness, disease, accident (paid by Baoviet) Limit of Insurance/person/year: VND8,000,000 Medical examination, medical expenses prescribed by doctors, X-ray costs, Tests ordered by a doctor and necessary for diagnosis and treatment: 1,800,000 VND/visit Up to 10 visits/year Maximum limit/person/year: Insurance supports payment up to VND 210,000,000 Internal benefits stay due to illness, disease, accident (paid by Bao Viet). Inpatient hospitalization expenses, including:
Cost of room, hospital bed Special care room Total hospital cost General cost of drugs and consumables (Do not pay treatment costs during the day) Insurance supports payment up to 100% of costs actual costs but not exceeding 10,500,000 VND/day (maximum 60 days/year) Surgery costs include: Surgery costs, minor surgery Organ transplant (not including the cost of buying organs) Cost consultation, anesthesia; Expenses for pre-operative examination; Rehabilitation after surgery. Medical expenses + common consumables Emergency services by ambulance in the territory of Vietnam Insurance support paying up to 100% of actual costs but not exceeding 210,000,000 VND/year; For minor surgery, payment according to actual expenses is up to 10,500,000 VND/year. Surgery costs; minor surgery Organ transplant (excluding the cost of buying organs) Cost of consultation, anesthesia; Expenses for pre-operative examination; Rehabilitation after surgery. Medical expenses + common consumables Emergency services by ambulance in the territory of Vietnam Insurance support paying up to 100% of actual costs but not exceeding 210,000,000 VND/year; For minor surgery, payment according to actual expenses is up to 10,500,000 VND/year.
Support inpatient discount from Vinmec: discount for inpatient services, surgery/procedure in the meantime or insurance refused to pay. After 15 days of buying the card, 20% off services, hospital fees and paraclinical during hospital stay. Additional benefits: Can use and apply benefits at all legal Hospitals and Clinics nationwide Waiting time: 30 days for common illnesses and diseases (from the date of full payment of fees) ) 12 months with specific diseases, pre-existing diseases, diseases listed in detail in the 06-month rule for children up to 6 years old: bronchitis, bronchiolitis, pneumonia of all kinds 90 days for complications maternity Accident: effective immediately after paying the fee Renewal cases: effective immediately after paying the fee Exclusions: People with mental diseases, neurological diseases, leprosy, cancer. Applicable rules: Bao Viet An Gia insurance policy (Promulgated according to Implementation Decision No. 4542 dated October 13, 2016 of the General Director - Baoviet Insurance Corporation).

3. Why should you choose to buy insurance at Vinmec?

Vinmec Insurance Card products are increasingly enhancing their competitive position in the market with the following outstanding advantages:
Expanding locations to use and apply benefits at all legal hospitals nationwide . There are more outpatient benefits due to the addition of a payment limit of 6-15 million for outpatient care (including drug and laboratory expenses). Remove the co-pay terms, i.e. 100% guarantee for ages 4 and up. Extended age applies to children from 15 days old, whereby children from 15 days old to under 4 years old have to pay 70/30 copay (still superior to other insurance cards of other brands in the market). school). Vinmec's offers in the card can be used immediately without waiting time.

Please dial HOTLINE for more information or register for an appointment HERE. Download MyVinmec app to make appointments faster and to manage your bookings easily.