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While the generation of grandparents thinks that it is still possible to raise children without waiting until "qualified", today's young people are all worried about finances for having children. When to give birth and what to prepare before giving birth is a common concern of young couples.
1. New expenses
If you already have a stable spending and savings budget, you need to make a lot of adjustments before you want to have a baby. If you haven't managed your personal finances before, you need to do it now. Childbirth and parenting can cost anywhere from a few million to tens of millions of dollars more per month, depending on:
Health plan Child care costs Where you live Using cloths or diapers disposable paper Breastfeeding or buying formula, etc. You need to know where that money will come from and how to sustain the family's skyrocketing new budget.
Pregnancy is a great time to prepare for the upcoming parenting process, which includes saving some money. Should review monthly expenses and consider:
Is it possible to spend less on dining out, gifts, hospitality and travel? How much do you plan to spend on diapers, milk, tools and baby clothes, child care money? Ask a friend who recently had a baby to share about new expenses to prepare.
2. Consider staying at home to raise children or continue working
Lựa chọn ở nhà nuôi con hay tiếp tục làm việc
In addition to the necessary expenses to raise a child, you must also consider switching from two sources of income to one. Here are some factors you need to consider before making a decision about returning to work:
Do you still have health insurance and other benefits? Can you go back to the same job, position and title? Do you already have a backup emergency fund? If all 3 answers are “Yes”, then you are quite ready. If not, think twice before deciding to quit your job to spend time having children and raising them. Should carefully study the maternity policy according to the Labor Law and the company's welfare to make sure not to lose benefits.
3. Try to live on one source of income
The best thing you can do if you want to quit your job to stay home with a baby is to try living on just one source of income. Ideally, the whole family should stay within the spouse's income limit, keeping the entire source of income remaining for 9 months of pregnancy. If you do, you'll know how to live on a tight budget when your baby is born. In the event that your family cannot live on just one source of income, at least you have accumulated a considerable amount to be able to spend when needed.
4. Think further into the future
By the time your kids go to college, chances are you're nearing retirement age. You should make regular savings for your own retirement and make it a priority. That's because there are many scholarships and financial aid programs for college students, but no one will fund your retirement. Therefore, it is advisable to participate in full social insurance at work, or at least have a separate savings fund suitable for individuals.
Life insurance is also a good suggestion. With an extended participation period, you can't use that money until you retire or your kids go to college.
5. Health check
Kiểm tra sức khỏe sẽ phát hiện kịp thời các nguy cơ đối với thai kỳ
Answering the question of when to have a baby, many physiological and social aspects show that the golden age to get pregnant is 20-35 years old. In addition to financial preparation, a health check is also something to do at least 1 month before having a baby, deciding up to 70% of the chance of a successful pregnancy. Issues that need attention include:
Potential chronic diseases: Including cardiovascular, blood pressure, anemia, diabetes, hepatitis,... if detected in time, the risk to pregnancy will be reduced. . Pre-pregnancy screening to detect genetic disorders, genetic mutations, or birth defects. Blood-borne diseases (such as Hepatitis B, HIV) and sex (HIV, fungus, gonorrhea,...) Deworming in 2 months before pregnancy to avoid cross-infection Particularly for the mother, Need:
Adjust a reasonable, varied and adequate diet before 6 months of pregnancy Ensure an average body mass index (BMI) of 18.5 - 23 or weight not less than 40 kg From 3 1 month before pregnancy to 1 month after giving birth, the mother needs to take iron and folic acid tablets to avoid neural tube defects for the fetus Use iodized salt in daily meals Work and rest properly, avoid exposure with toxic substances and drugs, functional foods of unknown origin Stopping birth control pills, using condoms instead Vaccination when planning a pregnancy is also a matter of great concern . Because if you have diseases such as flu, rubella, chickenpox, ... during pregnancy, there is a high risk of affecting the fetus.
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Husbands need to quit smoking, alcohol and stimulants to avoid affecting sperm quality, increasing the risk of miscarriage, stillbirth, premature birth, malformations... After calculating the date of conception And the due date is suitable, both husband and wife should prepare psychologically and have good knowledge for successful natural conception.
Pregnancy planning clearly has decisive implications for the ability to get pregnant, as well as the future of the child and the whole family. This can be an exciting and new experience for many couples, but it's also not easy. Therefore, take the time to learn what to prepare before giving birth carefully, do not be afraid to consult experts and experienced people.
To prepare for a healthy pregnancy, both husband and wife should check their reproductive health 3-5 months before becoming pregnant.
The wife should:
Get vaccinated before pregnancy (especially against rubella because rubella in pregnancy is extremely dangerous ) Genetic testing to screen for genetic diseases before pregnancy Check for secondary infections In particular, women over 35 years of age, if they want to become pregnant (especially if they have never been pregnant), will have to have a very detailed health check because pregnancy at this age often problems: Ovarian failure, premature birth, higher risk of birth defects, placenta previa, preeclampsia. The husband should:
Check reproductive health, detect diseases of testicular atrophy, physiological weakness, weak sperm... Sexually transmitted diseases, especially those that cannot be cured, are extremely dangerous. Vinmec currently has many comprehensive health care programs for couples, pregnant mothers and their unborn babies, including basic pre-marital examination packages, advanced pre-marital examination packages, and maternity packages. . Vinmec has a team of experienced doctors in the fields of obstetrics and gynecology, IVF, stem cells, gene technology, capable of synchronously and comprehensively deploying the most advanced assisted reproductive techniques today.
Please dial HOTLINE for more information or register for an appointment HERE. Download MyVinmec app to make appointments faster and to manage your bookings easily.
Recommended video:Reference source: babycenter.com
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List of vaccines that should be vaccinated before pregnancy Guidelines for multivitamins and folic acid supplements for people preparing to become pregnant Diet for pregnant women: Need to prepare before pregnancy
